TD Aeroplan Visa Infinite Cardholder Agreement: What You Need to Know
If you are a TD Aeroplan Visa Infinite cardholder, it is important to familiarize yourself with the terms and conditions of your cardholder agreement. The agreement outlines the rights and responsibilities of both you and the issuer, and can help you avoid costly mistakes and misunderstandings.
Here are some key things to know about the TD Aeroplan Visa Infinite cardholder agreement:
1. Fees and Interest Rates
The agreement will outline the annual fees, interest rates, and other charges associated with your card. It is important to understand when and how these fees will be applied, so you can make informed decisions about your spending and payment habits.
2. Rewards and Benefits
The TD Aeroplan Visa Infinite card offers rewards and benefits for cardholders, such as Aeroplan Miles, travel insurance, and airport lounge access. The agreement will explain how these rewards and benefits work, as well as any limitations or exclusions that may apply.
3. Liability and Dispute Resolution
The agreement will also outline your liability for unauthorized use of your card, as well as the dispute resolution process in the event of any issues or disputes with the issuer. Understanding these terms can help protect you from fraud and ensure a fair resolution in the event of any disagreements.
4. Your Responsibilities
As a cardholder, you have certain responsibilities, such as keeping your account information up to date, reporting any unauthorized use of your card, and paying your bill on time. The agreement will outline these responsibilities, as well as any consequences for failing to meet them.
5. Changes to the Agreement
The issuer reserves the right to make changes to the cardholder agreement at any time, with or without notice to you. It is important to review any changes carefully and understand how they may impact your use of the card.
In summary, understanding the TD Aeroplan Visa Infinite cardholder agreement is crucial for maximizing the benefits of your card and avoiding any potential pitfalls. Take the time to read through the agreement carefully, ask questions if you have any concerns, and stay up to date on any changes that may occur.